31/08/2010
  More money, longer life

31/08/2010
  Why value is an investor's bottom line

"I initially sought John out in regards to Income Protection. Since then he met and exceeded my expectations from both a service and advice point of view. Over the past John has moved from just an adviser, to a trusted adviser and friend."

Graeme McDonald
Close
HELP

Your Portfolio:
Displays your financial portfolio details

Mortgage
Extra Repayments
Mortgage - Extra Repayments Calculator
Calculate how much time and money you could save by making extra loan repayments
   
Mortgage
Loan Repayments
Mortgage - Loan Repayments Calculator
Calculate how much your repayments would be for a specified loan amount
   
Mortgage
Lump Sum Repayments
Mortgage - Lump Sum Repayments Calculator
Calculate how much time and money you could save by paying in a lump sum amount
 
Regular Savings Plan
Compound Interest Calculator
The power of compound interest! - We've all heard about it, but how can it work for you?
   
Education Funding
Education Funding Calculator
Yes, it will cost a fortune (but your kids are worth it!). See how to minimize the pain ..
   
Budget
Budget Calculator
Calculate your budget to help better manage your expenses each month
 
Personal Insurance
Personal Insurance Calculator
Calculate whether you have enough personal insurance to protect your lifestyle
   
Retirement Savings
Personal Insurance Calculator
Calculate how much money you'll need to live on in retirement
   
Super Co-contribution
Superannuation Calculator
Calculate your entitlement to the government co-contribution
 
 
Savings Goal
Savings Goal Calculator
What will it take to help reach your savings goals?
 
   
Start Saving Now
Start Saving Now Calculator
Waiting to begin your savings plan can have a huge impact on your results
   
Cool Million
Cool Million Calculator
What might it take to save one million dollars?
 

Please select a topic:
Overview of MLC's Approach

                   Topic                       

Plain Talk Guides


                   Please select a topic                       
Source: Vanguard


Other than the Plain Talk® Guide, the material on this site has not been prepared by Vanguard and may not reflect the views of Vanguard. Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263 / RSE Licence L0001335) is the product issuer.

We have not taken your or your clients' circumstances into account when preparing our website content so it may not be applicable to the particular situation you are considering. You should consider your and your clients' circumstances, as well as our Product Disclosure Statements (PDS), before making any investment decision or recommendation. You can access Vanguard's PDS at www.vanguard.com.au or by calling Vanguard Investments Australia Ltd. Past performance is not indicative of future performance.
Slideshow Guides
Please select a topic  

Press F1 or click here for help

General Advice Warning    FSG    Privacy Notification Statement
253 Richardson St
Middle Park VIC 3206
T: (03) 9682 2700
F: (03) 9682 0458

admin@firstoptionfm.com.au
First Option Financial Management, ABN 30 006 841 149, 253 Richardson Street, Middle Park, VIC 3206 are Authorised
Representatives of Apogee Financial Planning Limited ABN 28 056 426 932, a member of the National group of companies.
Site created by Boutique Financial Planning Services Pty Ltd