Welcome to First Option Finance Management

Services

Life Insurance

Ensuring your family’s financial lifestyle needs are catered for in the event of a family’s income ceasing due to a sudden tragedy, injury or illness occurring. This also applies business owner protection purposes.

Superannuation

Planning for your future retirement needs as the government will not be in a financial position to support you to the extent that you’re accustomed to.

Investments / Gearing

Investing your available funds (without effecting your current lifestyle) to create wealth in the most cost and tax effective way that also allows you to leverage off your savings and therefore expedite potential financial growth.

Self Managed Super Funds (SMSF)

Unlike a traditional super fund, SMSF allows you to have greater control of your investments at a lower cost. An example of this would be the ability to purchase an investment property or direct shares by borrowing money to help fund such purchases.

Retirement Planning

Sole purpose of replacing your working income with future income so that you can continue your current lifestyle ideally without relying on the Government age pension.

Estate Planning

To ensure that you’re able to pass on your assets upon death to the right people at the right time.

Mortgage / Debt Management

Our debt specialist provides debt consolidation strategies with the ability to help save money and potentially create future wealth.

Budgeting

Understanding your financial situation and planning a budget that suits your lifestyle needs whilst allowing you the ability to create wealth for future financial goals.

First Home Buyers Advice

Understanding the current housing and financial markets and how you can work towards your dream of owning your first home.

Age Care

Gods waiting room is an area that no one wants to talk about, however the simple fact is you need to. Age Care is growing need that requires planning for the inevitable situation. This is the next stage after retirement planning.